This life insurance generation is buying homes later in life. Often, they are moving home with their parents are renting with multiple roommates in order to save money. Just because there is no home ownership yet does life insurance not mean there should not be coverage. It is important to remember a renter’s policy should be part of each millenials’s insurance portfolio.
life insurance Only 24% of millenials use a local agency. We understand that the captive markets have enormous marketing budget and can inundate marketing avenues. However, the personal touch of a local independent agent is often what people at any age crave. life insurance
life insurance One mention of snow and South Carolians jump at the chance to buy ALL the milk and bread. But there are other steps to take in the event of ice and snow life insurance
life insurance:
life insurance Transient water or condensation from the air within the system can build up and freeze during cold weather, causing damage to steel pipes and fittings. To minimize this risk, business owners should make sure systems are properly installed, with pipes sloped so water collects at low points, and that pipes are drained on a quarterly basis.
life insurance Transient water or condensation from the air within the system can build up and freeze during cold weather, causing damage to steel pipes and fittings. To minimize this risk, business owners should make sure systems are properly installed, with pipes sloped so water collects at low points, and that pipes are drained on a quarterly basis.
term life insurance
Adding insulation can help, but if pipes do freeze up and burst, they are not only costly to fix, they could lead to extensive damage if water is not quickly turned off at the main source. It’s important that responsible personnel know the location of water shut-off valves (and how to use them) to minimize damage.
Adding insulation can help, but if pipes do freeze up and burst, they are not only costly to fix, they could lead to extensive damage if water is not quickly turned off at the main source. It’s important that responsible personnel know the location of water shut-off valves (and how to use them) to minimize damage.
whole life insurance
Should a pipe burst, should you get in a wreck or should someone slip and fall we are here to help you handle the claim. We offer 24 hour services and even if it is 2 am you can call and talk to a licensed agent!
Should a pipe burst, should you get in a wreck or should someone slip and fall we are here to help you handle the claim. We offer 24 hour services and even if it is 2 am you can call and talk to a licensed agent!
Stay warm and enjoy the snow from the comfort of your home!
Millennials: The largest generation in history and one of the hardest to figure out. Or are they?! At HBB we pride ourselves on being both hip AND cool. That is in part to the fact that some of our team members are in fact, millennials! It is clear to us that tapping into the millennial market and educating them on insurance coverages and needs will be crucial not only to them but to our agency in the years to come.
This generation is buying homes later in life. Often, they are moving home with their parents are renting with multiple roommates in order to save money. Just because there is no home ownership yet does not mean there should not be coverage. It is important to remember a renter’s policy should be part of each millenials’s insurance portfolio.
Only 24% of millenials use a local agency. We understand that the captive markets have enormous marketing budget and can inundate marketing avenues. However, the personal touch of a local independent agent is often what people at any age crave.
It is often said that the millennial generation “trust their friends more than a corporate mouthpiece.” While we cannot deny we are a corporation, we are also filled with agents who act as agency advocates. New to town and not sure what dentist to use? We can recommend that. Unsure if the quote you got from another agency is trustworthy? We can review, at no cost and offer suggestions and options.
Finally, Millenials LOVE social media- this we know! Pass along this blog post and others to your favorite millennial and let us do the talking!
of clients who not only trust us with their home and autos but also with their rental properties. The Upstate is a great area to own properties- lots of young professionals are looking to rent before they buy. Often landlords assume their home owner’s policy carries over to their rental properties. That is not the case. Instead, you need a dwelling fire policy.
1. Coverage range from basic to broad. You need to consider actual cost value vs. replacement cost value coverage. We recommend replacement cost value in most cases.
4. You may not provide furnishings but if you supply washer, dryer, refrigerator it is best to have personal property coverage too.
Afraid your current policy doesn’t include what we listed above? Let us know this week and we can walk you through step by step.
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